Business Owners Policy

A comprehensive property and liability program designed for small businesses, be they real estate, retail, wholesale, office, service, light manufacturing, or in one of many other industries.

There are many built-in enhancements that often reduce the need to add optional coverages. Most small business packages provide automatic business interruption up to one year, seasonal fluctuations on inventory and sub-limits on computer equipment, valuable papers and records, accounts receivable, transit, back up of sewers and drains, and employee theft.

There are additional company-specific enhancements which we will analyze for you in order to provide the most appropriate coverage for your exposures to loss and within your budget.

Every business has unique requirements, to the needs of your business, email, call or visit us.