Valuable Items (Scheduled Personal Property)

Most home owner policies have limits under general contents for jewelry, furs, silverware, and many other valuables. That is where additional coverage for valuables comes in.

In addition to jewelry, we can help you to assess and properly insure other valuables, including fine arts and antiques which are often excluded from general contents coverages.

Valuables policy does not only cover your valuables while in your home. This coverage can follow you worldwide and has no deductible. And, unlike the homeowner’s policy, valuables coverage will protect you against loss.

Example: if you are sailing the Pacific and the stone from your 3 karat diamond disappears from the setting, if you have the right coverage, your policy will replace it.